MARKET VALUATION IN THE DIGITAL BANKING ERA: THE ROLE OF FINTECH ADOPTION AND FINANCIAL FRAUD. JAT : Journal Of Accounting and Tax , [S. l.], v. 5, n. 2, p. 610–624, 2026. DOI: 10.36563/rbjr4m79. Disponível em: https://journal.unita.ac.id/index.php/jat/article/view/2091. Acesso em: 14 nov. 2026.