DOES DIGITALIZATION MODERATE THE EFFECT OF INTERNAL FACTORS ON CONVENTIONAL BANK STABILITY? EVIDENCE FROM INDONESIA. JAT : Journal Of Accounting and Tax , [S. l.], v. 5, n. 2, p. 337–361, 2026. DOI: 10.36563/f399gd12. Disponível em: https://journal.unita.ac.id/index.php/jat/article/view/2137. Acesso em: 14 nov. 2026.